COMPLIANCE

Recording Laws Guide

Updated July 2026 · Educational only — not legal advice

MySalesMentor AI listens to your calls to coach you. In the eyes of the law, that’s the same as recording — so the safest habit is simple: disclose it on every call. It takes five seconds and builds trust anyway.

THE ONE-LINE DISCLOSURE THAT COVERS YOU

“Just so you know, I use an AI assistant to help take notes and improve the accuracy of our conversation. Is that okay with you?”

If they say yes, you have consent everywhere. If they say no, turn the coach off — the deal matters more.

One-party vs. two-party consent

In one-party consent states (the majority of U.S. states, and U.S. federal law), it’s enough that YOU know the call is being processed. In two-party (all-party) consent states, every participant must consent.

All-party consent states

Get consent from everyone on the call if you or your prospect are in:

CaliforniaFloridaIllinoisMarylandMassachusettsMichiganMontanaNevadaNew HampshirePennsylvaniaWashingtonConnecticut*

*Connecticut differs for civil vs. criminal contexts. Rules change — verify your state before relying on this list.

If you can't tell where they are

Assume two-party consent and disclose. Cross-state calls are generally judged by the stricter state’s rules.

Regulated industries

Insurance, lending, securities, and healthcare often have additional recording, disclosure, and record-keeping rules from regulators or carriers. Add your rules to your Sales Profile so coaching respects them — and confirm with your compliance officer or upline.

Outside the U.S.

GDPR (EU/UK), PIPEDA (Canada), and similar laws generally require informing participants. The disclosure line above satisfies the spirit of all of them.

This guide is educational, not legal advice. For your specific situation, consult a licensed attorney.